Usio, Inc. (USIO) Stock Forecast & Price Prediction 2025, 2030, 2040, and 2050

Track Usio, Inc. (USIO) stock performance with short-term forecasts for 2025 and long-term USIO price prediction till 2050. Review historical trends, get analyst Buy/Sell/Hold ratings, and stay updated with the latest Usio, Inc. headlines.


1 Month Prediction

$3.21 [30.46%]

3 Month Prediction

$2.87 [16.56%]

6 Month Prediction

$2.89 [17.36%]

1 Year Prediction

$2.63 [7.09%]

3 Year Prediction

$1.64 [-33.49%]

5 Year Prediction

$1.00 [-59.35%]


About Usio, Inc.

Usio, Inc. is a financial technology company established in 1998, headquartered in San Antonio, Texas. In June 2019, the company changed its name from Payment Data Systems, Inc. to Usio, Inc.

The company provides integrated electronic payment solutions across the United States that eases the payment process. he company offers services such as Automated Clearing House (ACH) processing, credit and debit card-based processing, and prepaid card issuance. Their ACH services include Represented Check and Check Conversion for electronic payments.

Usio also provides merchant account services for processing card transactions through major networks like VISA, MasterCard, American Express, Discover, and JCB. Additionally, they offer a web-based customer service application for processing one-time and recurring payments via e-checks or credit cards, and an interactive voice response system for telephone payments.

Read more
Sector
Technology
Industry
Software - Infrastructure
CEO
N/A
Employees
126
Headquarters
San Antonio, United States

Usio, Inc. (USIO) Historical Performance

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Change

Since inception, USIO has decreased by 97.57%. In the last 5 years, USIO has risen from $1.54 to $2.46, a massive 59.74% increase since 2020.

Historical Highs and Lows

In the past 5 years, the stock reached a high of $7.52 and a low of $1.13.

52 Week Range

$1.24

$2.92

The current price $2.46 is not near the 52-week extremes, which means that the stock is neither overbought nor underbought.

USIO Stock Price History

Based on USIO stock's historical price data, this table shows how the stock has performed in the last 6 years. Since 2019, the USIO stock has risen from $1.13 - $2.67 to $2.46 - $2.46, which is up 0.33%. Currently, the stock follows upward trend.

Here, we have calculated stock range of USIO, indicating the highs and lows for each year, the average price based on the daily closing prices each year, and the change% from the average price.

Year Stock Price Avg Price Change% Year Change
2020 $1.13 - $2.67 $1.85 -24.55 1 Year Change
2021 $3.82 - $7.52 $5.89 140.23 2 Year Change
2022 $1.3 - $3.58 $2.46 0.33 3 Year Change
2023 $1.64 - $2.03 $1.81 -26.18 4 Year Change
2024 $1.36 - $1.76 $1.54 -37.19 5 Year Change
2025 $2.46 - $2.46 $2.46 0.33 6 Year Change
Stock Price History

USIO Price Performance

6-Month Performance

USIO stock jumped by 64.00% in the last six months.

1-Year Performance

The stock has trended upwards by 39.77% in the past year.

3-Year Performance

In the last 3 years, the stock has plummeted by 25.23%.

5-Year Performance

In the last 5 years, the stock has gone up by 59.74%.

According to Usio, Inc.'s historical data, below graph gives us the exact picture of how the USIO stock has performed year-over-year. Here, Each bar on the graph represents a particular year that illustrates how the stock's price changed from one year to the next.

YoY Performance

In the last five years, the stock has shown positive growth in 3 years and a decline in 2 years.

2020

71.15% ↑

2021

63.30% ↑

2022

62.16% ↓

2023

4.24% ↑

2024

15.12% ↓

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NOTE: Green bars indicate that the stock has risen compared to the previous year, while red bars show that the stock has fallen.

Usio, Inc. (USIO) Financials & Stock Analysis

Total Revenue

Quarterly Revenue: $21.32 M (Q3)

Revenue for Q3 ending 30th September, 2024 increased 6.18% compared to Q2 ending 30th June, 2024.

Annual Revenue: $81.09 M (1Y)

Revenue for trailing 12 months decreased 1.82% year over year from 31st December, 2023.

If compared to the last 5 years, the revenue has gone up from $32.25 million to $81.09 million, a 151.41% change.

Market Capitalization

Usio, Inc. has a market capitalization of $66.74M, which places USIO in the micro-cap category.

Fundamental Analysis

EPS: $0.10 (Q3), $-0.02 (1Y)

EPS increased 3,414.94% since last quarter, and decreased 92.59% since last year.

Net Income: $2.85 M (Q3), $-475.10 T (1Y)

Net Income increased 3,676.91% since last quarter, and decreased 91.34% since last year.

Free Cash Flow: $-4.80 M (Q3), $14.08 M (1Y)

Free Cash Flow increased 771.12% since last quarter, and decreased 178.89% since last year.

Net Profit Margin: 13.37% (Q3), -0.59% (1Y)

Net Profit Margin increased 3,456.98% since last quarter, and decreased 91.17% since last year.

Below, we have listed 12 key indicators for Fundamental analysis for USIO stock. These indicators help you understand Usio, Inc.'s financial health, earnings and growth potential, and make a decision if the stock is a good long-term investment or not.

Metric Value
Earnings Per Share (EPS) 0.1
Price-to-Earnings Ratio (P/E) 24.6
Dividend Yield (DY) N/A
Return on Equity (ROE) 0.15983
Return on Assets (ROA) -0.01196
Profit Margin (PM) 0.033350002
Metric Value
Operating Margin (OM) -0.01767
Debt-to-Equity Ratio (D/E) 20.504
Current Ratio (CR) 1.104
Quick Ratio (QR) 0.137
Free Cash Flow (FCF) 810262
Volume (VOL) 1405152

Technical Analysis

Here, we have listed 5 key indicators for Technical Analysis for USIO stock. These indicators help investors study past price movements and trading volumes to forecast future price changes, and find the right time when to buy, sell or hold the stock.

Technical Indicators Value
SMA20 $1.54
SMA50 $1.48
SMA200 $1.50
RSI 96.06
Beta 1.70

SMA20 < Current Price

This signals USIO stock is in short-term bullish momentum.

SMA50 < Current Price

This signals USIO stock is in mid-term bullish momentum.

SMA200 < Current Price

This signals USIO stock is in long-term bullish momentum.

Sentiment Based on Technical Analysis

Based on 8 technical analysis indicators, the overall sentiment for USIO stock is Neutral. Out of all indicators, 4 indicates bullish signals, 4 signals bearish trends and 1 gives neutral trends. The USIO stock forecast was last updated on 08 January, 2025.

Sentiment for USIO : Neutral
BULLISH:44%
NEUTRAL:11%
BEARISH:44%
Bullish
Neutral
Bearish

Usio, Inc. (USIO) Stock Price Prediction and Forecast

According to short-term forecast, the stock is expected to rise to $2.69 by the end of 2025, and can reach around $2.50 to $2.57 in 2026. And, the long-term forecast suggests that the stock may further drop to $2.14 - $1.54 in 2028, and $0.86 - $0.63 by 2031. So, the USIO stock shows a strong upward trend in the next several years.

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Short-term USIO Stock Price Prediction & Forecast

Date Forecasted Price Change%
2025-02 $3.21 30.49%
2025-03 $3.14 27.64%
2025-04 $2.87 16.67%
2025-05 $2.96 20.33%
2025-06 $2.88 17.07%
2025-07 $2.89 17.48%
2025-08 $2.71 10.16%
2025-09 $2.79 13.41%
2025-10 $2.93 19.11%
2025-11 $2.64 7.32%
2025-12 $2.69 9.35%

In 2025, the USIO stock price is expected to fluctuate between $2.64 and $3.21. According to the monthly forecast, the stock could rise to $2.69 by December 2024. If compared to the USIO's current price, the stock could gain 9.35% by the end of this year.

Long-term USIO Stock Price Prediction & Forecast

Year Year Start Year Mid Year End Change%
2026 $2.50 $3.32 $2.57 4.47%
2027 $3.30 $2.34 $2.69 9.35%
2028 $2.14 $1.41 $1.54 -37.4%
2029 $1.52 $1.46 $1.65 -32.93%
2030 $1.28 $0.89 $1.33 -45.93%
2031 $0.86 $0.94 $0.63 -74.39%
2032 $1.04 $0.97 $0.81 -67.07%
2033 $1.03 $1.05 $0.90 -63.41%
2034 $0.92 $1.22 $0.91 -63.01%
2035 $0.87 $1.15 $1.16 -52.85%
2036 $0.67 $1.07 $1.07 -56.5%
2037 $1.01 $1.01 $0.85 -65.45%
2038 $1.09 $1.08 $1.36 -44.72%
2039 $0.96 $0.95 $1.12 -54.47%
2040 $0.84 $1.14 $0.93 -62.2%
2041 $0.89 $0.82 $0.80 -67.48%
2042 $1.07 $0.69 $0.84 -65.85%
2043 $0.87 $0.87 $1.05 -57.32%
2044 $1.23 $1.05 $0.91 -63.01%
2045 $0.90 $1.00 $1.15 -53.25%
2046 $1.15 $0.81 $0.97 -60.57%
2047 $0.88 $1.17 $1.06 -56.91%
2048 $0.80 $1.07 $1.20 -51.22%
2049 $1.20 $0.59 $1.16 -52.85%
2050 $1.08 $1.09 $1.13 -54.07%
2051 $0.84 $0.72 $1.11 -54.88%

Usio, Inc. (USIO) Stock Price Prediction & Forecast 2025

At the start of 2025, the USIO stock was at $2.46. Today, it is trading at $2.46, which is 0.00% increase from price at the beginning of the year. By the end of this year, you can expect the stock to reach to $2.69 by December 2025 with a 9.35% change.

Usio, Inc. (USIO) Stock Price Prediction & Forecast 2026 - 2030

In the next five years, there will be a significant depreciation in the USIO stock. During this period, the USIO's price is forecasted to shift from $2.50 to $1.33, which is -46.80% loss.

In 2026, the stock would possibly open at $2.50, escalates to $3.32 by mid-year, and wraps up at $2.57, reflecting a 4.44% increase from today's price. Further moving to 2030, the stock can kick off the year at $1.28, soar to $0.89 by mid-year, and finish at $1.33, which is -46.13% change from current price.

Usio, Inc. (USIO) Stock Price Prediction & Forecast 2031 - 2040

During this period, the stock would move from $0.86 to $0.93, which is up -74.20%

In 2031, we can expect USIO to fluctuate between $0.63 and $0.86, a shift indicating a -74.20% loss by year-end compared to current price. And Until 2040, USIO can likely vary from $0.84 to $0.93. By the end of 2040, the stock could record a -62.23% fall from today's stock price.

Usio, Inc. (USIO) Stock Price Prediction & Forecast 2041 - 2050

According to long-term forecast, the USIO stock can see an an upturn from $0.89 to $1.13 in this period. In 2041, the stock can experience a low of $0.82 by mid-year, closing the year at $0.80. This results in a -66.77% decrease from today.

Moving towards the end of 2050, USIO is projected to open the year at $1.08. The stock may peak to $1.09 during mid-year and finish the year at $1.13. Compared to the stock's current price, this translates to an overall loss of -53.98% by 2050.

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USIO Competitors

Ticker Company Market Cap Price 1m Change Forecast
INTZ Intrusion Inc. - $2.16 285.71% ▲ -53.7 ▼
CRWD CrowdStrike Holdings, Inc. - $365.79 5.73% ▲ $96.56 ▲

Last updated Jan 08 at 7:50 PM

USIO : Buy, Sell Or Hold?

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Analyst Ratings

Based on 3 analysts, 1 rated as a strong buy, 1 recommended a buy, 1 suggested a hold, 0 advised a sell, and 0 indicated a strong sell.So, according to analyst ratings, the recommendation for USIO stock is Buy.

Expert Analysis

According to USIO short-term and long-term forecast, Usio, Inc. shares are projected to go down by 54.07%, and reach a value of $1.13 per share by 2050.

As per technical analysis, indicators show a Neutral sentiment, while Fear & Greed Index stands at 57.142857142857146, which signals Greed. Also, USIO has recorded 11/30 green days, which reflects a 52.38095238095239% positivity rate with a price volatility of 0.08%.

Plus, Price-to-Earnings (P/E) ratio of 24.6 suggests that USIO stock is overvalued. So, Based on USIO prediction and analysis, it may be the best time to hold USIO stock right now.

Disclaimer: Stock predictions, forecasts and price targets provided for "USIO” are solely for informational and educational purposes and should not be treated as investment or financial advice. Always conduct your own research or consider consulting with a financial advisor before making any investment decisions.

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